Mortgages
First Time Buyers
Turning your first home dreams into reality
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Buying your first home is a big milestone—and while it’s exciting, it can also feel daunting. At Trent Finance, we’re here to guide you through the entire journey, from working out how much you can borrow to getting the keys in your hand. No jargon, no pressure—just expert, fee-free advice every step of the way.
How We Support First-Time Buyers
We understand that every first-time buyer’s journey is different. That’s why we tailor our service around your needs and make sure you’re fully informed and supported at every stage.
Here’s how we can help:​​​
Help you understand what to expect throughout the process
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​Calculate how much you can afford to borrow
Secure an Agreement in Principle (AIP) within 24 hours
Match you with the most suitable mortgage for your circumstances
Guide you through making an offer on your chosen property
Explain valuations, surveys, and legal steps in plain English​​
Your Personal Mortgage Team
When you choose Trent Finance, you’re not just getting a mortgage—you’re gaining a support team. You’ll be paired with a dedicated mortgage adviser and a client manager to walk with you through the process from start to finish.
Our Role
Your mortgage adviser will help you understand your borrowing options and work with you to find the right mortgage deal. Whether in person, over the phone, or via video call, we’re here when and how it suits you.
Once your application is submitted, your client manager takes over to keep things on track—handling paperwork, answering questions, and liaising with solicitors or estate agents (especially if they’re part of the Trent group).
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How Much Can You Borrow?
One of the first things we’ll help you figure out is what you can realistically afford. We take time to understand your financial situation and future plans, so we can guide you toward a mortgage that’s affordable now and sustainable long-term. We’ll also talk you through any government or first-time buyer schemes that might make things easier.
Choosing the Right Mortgage
Fixed or tracker? Repayment or interest-only? Joint or single applicant? We’ll break down the options clearly and recommend what suits your goals best. Our role is to make sure you’re confident in your decision and fully understand how your mortgage works.
Planning Ahead
Buying a home involves more than just your mortgage. We’ll also walk you through all the other costs—like legal fees, surveys, stamp duty, and moving expenses—so there are no surprises along the way. Our aim is to help you plan your budget with confidence.
Get in touch today and take the first step toward a smoother mortgage journey.​
