Mortgages
Remortgage
Time for a better deal? Let’s make it happen.
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If your current mortgage deal is coming to an end—or if your property's value has risen—remortgaging could help you save money, reduce your interest rate, or release equity for home improvements or other needs. At Trent Finance, we’ll assess your situation and guide you toward the most suitable options, all with no broker fees.
When Should I Consider Remortgaging?
There are several situations where remortgaging could be the right move:
Your current fixed-rate deal is about to end
You want to avoid being moved to your lender’s standard variable rate (SVR)
Your home has increased in value, placing you in a lower loan-to-value (LTV) band
You want to raise funds for renovations, a new purchase, or other major expenses
You’re looking to consolidate debts or change mortgage terms
Before proceeding, we’ll help you review any early repayment charges or exit fees to ensure the benefits of remortgaging outweigh the costs.
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How Much Can I Borrow?
In most cases, you’ll borrow the remaining balance of your existing mortgage. If you’re remortgaging to release equity, we’ll help you assess how much additional borrowing is affordable and appropriate for your goals. Lenders will consider your income, outgoings, credit profile, and current property value.
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How Long Does Remortgaging Take?
A typical remortgage takes around four to six weeks—but the timeline can vary depending on your lender, solicitor, and how quickly you provide documentation. We’ll help you stay organised and keep the process moving.
Why Choose Us?
With access to lenders across the whole market, we’ll find the most competitive remortgage deals available to you. We’ll handle the comparisons, the paperwork, and the coordination with your solicitor—making the switch as smooth and stress-free as possible.
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Get in touch today and take the first step toward a smoother mortgage journey.
